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Reference last reviewed 27 October 2026

Europe

Finland

One of Europe's last gambling monopolies, legislated to open to licensed competition from 2027.

Regulator PoliisihallitusOnline since not licensedLast reviewed 27 October 2026

What may be offered to local customers
ProductPositionWhat that means
Online casinoState monopolyReserved to a state or state-controlled operator; no commercial licence is available.
Sports bettingState monopolyReserved to a state or state-controlled operator; no commercial licence is available.
Online pokerState monopolyReserved to a state or state-controlled operator; no commercial licence is available.
LotteryState monopolyReserved to a state or state-controlled operator; no commercial licence is available.

How the market works

Finland reserves gambling to a single state-owned operator, with supervision by a unit of the National Police Board. As in every monopoly that coexists with an open internet, a substantial share of Finnish online play has gone to operators licensed elsewhere, which cannot be prevented and which has been the principal argument for reform.

Legislation to open online casino and betting to licensing has been carried through, with an application round preceding a licensed market from the start of 2027. Lotteries, land-based slot machines and some other products are intended to stay with the state operator, so the reform is a partial liberalisation rather than a full one.

Finland is therefore a market in transition. Current conditions describe a monopoly; the planning question for the industry is what the licensing terms, the tax rate and the marketing rules will look like, since those will determine whether the licensed sector actually captures the play that now goes offshore.

Who regulates it

National Police Board, Gambling Administration (Poliisihallitus), based in Riihimäki and operating under Lotteries Act. The Finnish supervisor of a gambling monopoly that is being replaced by a licensing system.

Licence types issued

  • None at present: the domestic operator holds an exclusive right

Full profile of the Poliisihallitus

Questions about Finland

Is online casino legal in Finland?

State monopoly. Reserved to a state or state-controlled operator; no commercial licence is available.

Can an operator be licensed for sports betting in Finland?

State monopoly. Reserved to a state or state-controlled operator; no commercial licence is available. The licensing model is: Monopoly, with licensing legislated for 2027.

Who regulates gambling in Finland?

National Police Board, Gambling Administration (Poliisihallitus), based in Riihimäki, under Lotteries Act. The Finnish supervisor of a gambling monopoly that is being replaced by a licensing system.

How is gambling taxed in Finland?

The tax base is: Monopoly profits transferred to the state; a licence-based tax on revenue is planned. The base matters more than the headline rate, because a tax on stakes and a tax on gross gaming revenue produce very different costs for the same turnover.

Other markets in Europe

Open licensing, split by function

Alderney

A Channel Island jurisdiction whose licence separates the customer relationship from the platform operation.

Licensed online casino

Online licence tied to a land-based licence

Belgium

Online licences exist only as supplements to land-based licences, and advertising is prohibited.

Tied to land-based online casino

Open licensing per game type

Czechia

A licensed market with a mandatory central exclusion register that covers more than self-exclusion.

Licensed online casino

Open licensing

Denmark

An early licensing regime whose certification programme and exclusion register were widely copied.

Licensed online casino

Open licensing, three verticals only

France

The largest European economy with no legal online casino: only betting, horse racing and poker can be licensed.

Prohibited online casino

Open licensing, with online table games excluded

Germany

Europe's largest economy licenses online slots and poker but not online table games, and taxes stakes rather than revenue.

Partly restricted online casino

Background reading

Legal and compliance

What a gaming licence actually covers

A licence is not a badge of quality and it is not valid everywhere. What it authorises, who it binds, and why one company often holds a dozen.